Word: consumerized
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For consumers, retailers, lenders and anyone else who depends on credit, these are worrisome times. Even the $700 billion bailout that President Bush signed last week to buy Wall Street's bad mortgage-backed debt was not enough to calm credit jitters. Consumer borrowing fell at an annual rate of...
The pain will soon come to Main Street - in Beijing and Brussels as much as in Boise. Economists are already outlining the downward spiral that they predict will follow. Banks will cut back on their lending to households and businesses. Mortgages and car loans will become harder to get. That...
The National Retail Federation (NRF), the world's largest retail trade association, projects that November and December sales will rise only 2.2% to $470 billion, an increase that would fall well below the 10-year average of 4.4% holiday sales growth and would mark the most sluggish season since 2002...
Holiday shopping is crucial for retailers because it accounts for as much as 40% of their annual sales. But consumer confidence has plummeted as Americans get squeezed by a housing crisis, rising unemployment rates, high food and gas prices, and a stock-market meltdown. Nine in 10 consumers believe the...
Even typically profligate teenagers are turning thrifty. A recent nationwide survey of consumer attitudes conducted by WSL Strategic Retail, a New York consultancy, found that out of 750 teens interviewed, 84% say they have been affected by rising prices. Before they ask for something, 56% of teens say they now...