Word: consumerized
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Some analysts have speculated that the deal conveniently earns BofA the political goodwill it will need if it ever wants to expand its consumer-banking business. (The bank already holds close to the federal limit of 10% of the nation's deposits.) Lewis says his motivation is much more straightforward...
French experts predict the plan is likely to hit French Internet access providers with a small, universal per-client tax each month. A flat monthly surtax of just one euro on each of the nation's 16.1 million Internet accounts would raise around $290 million per year - or nearly 25...
As recently as a few decades ago, it was possible for a median-income American family to live comfortably and securely—but no longer. Today the middle class is rapidly becoming the underclass; working Americans’ incomes are stagnating just as food and fuel prices are soaring...
Consumer India also is not bound by time - with modern technology and consumerism meshing with deep-rooted traditions, the country lives simultaneously in many centuries. Bijapurkar points out that there are no clean breaks from the past in India. Indian consumers want "this as well as that," she says; the traditional sari still rules, but the neighborhood tailor can make you a blouse to go with it that is entirely western in style and cut. There is no single set of values to be catered to. Half a dozen shops and hawkers' stalls sell all sorts of women's underwear...
Bijapurkar roughly divides Indian consumers into four categories by their income and consumption patterns - 60 million people with high purchasing power, 100 million well on the road to that level of consumption, 100 to 150 million who have just started that journey, and the rest who are at the "bottom...