Word: consumerized
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Some development experts warn that microcredit programs do little to alleviate overall poverty, even in countries like Bangladesh, where they are well established. About 45% of the country's population lives below the poverty line, down just 2 points in the past two decades. In southeastern Bangladesh, recipients often use...
In Bolivia, for instance, the attractive returns in microfinance have saturated the market with new consumer-credit providers that operate without strict controls. "Screening processes are much less careful, and people can find themselves drowning in debt," says Elizabeth Littlefield, director of the World Bank's Consultative Group to Assist...
I try to regulate my data intake: I don't carry a BlackBerry, but I do carry a cell phone, and it has made me a rapacious consumer of text messages. I've become dismally fluent in typing on my cell phone's keypad, one-thumbed, while walking. Don't...
Look closely at the numbers, though, and women don't seem so hopeless with money after all. Median annual credit-card debt for single women was just $1,900 in 2004, compared with $2,000 for single men, according to the Federal Reserve Board's Survey of Consumer Finances. But...
A favorite target for the money queens is the alleged penchant of women, especially frivolous single women, to waste money on themselves. As Lois Frankel writes in Nice Girls Don't Get Rich, "Buying those morning lattes, extra outfits and expensive dinners with friends adds up to having less in...