Word: consumerized
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But household indebtedness is at a record level. Consumers are paying a higher proportion of their income to service their borrowings (and thus are more vulnerable, as is the economy, to a fall in asset prices or a rise in interest rates). Under Howard and Costello, foreign debt has doubled...
BUSH His plan relies on "health savings accounts," which would shift some of the costs of health care to the consumer. Insurance would still pay for major medical expenses, but these accounts, funded by a tax-free deduction on a worker's paycheck, would cover routine care.
Few economists doubt that the current Bush tax cuts, $290 billion in this year alone, helped stimulate the economy at first. Those rebate checks that arrived in the fall of 2001 helped prop up the economy during a dark period, and consumer spending helped the U.S. make its way to...
Your personal-debt problems may soon worsen. The folks at Economy.com expect the Federal Reserve's string of interest-rate hikes to affect the interest rates you pay on your credit card sometime in the first half of next year, according to Scott Hoyt, the site's director of consumer...
MAKE THE HARD CHOICES The rise in consumer debt is causing some consumers real pain. The number of mortgages more than 90 days past due is up 20%, the number of foreclosures is up 18%, and the number of household bankruptcies is up 33% from their levels three years ago...