Word: consumerized
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Americans have a long, sordid history with borrowed money. In Collateral Damaged: The Marketing of Consumer Debt to America, Charles Geisst, a professor of finance at Manhattan College, takes us through the centuries to explain how we wound up at our most recent - and spectacular - credit bubble. TIME's Barbara...
That Spotify is going ahead with its plan to launch the application before the official O.K. from Apple is either a sign of supreme confidence or savvy publicity. "Spotify are masters of utilizing the Web to drive buzz and consumer interest," says analyst Mulligan. If the company does get the...
Regulatory reform has been a relatively low-profile issue for the Administration, compared with health care, the stimulus bill and cap-and-trade legislation. But substantively, Obama and Geithner's proposal has the potential to dramatically change the way America does business. The two men have proposed creating a consumer...
Obama and Geithner have met stiff resistance from both the semi-independent regulators and Capitol Hill. "No one's supporting the Administration proposals," says a senior official at one of the regulatory agencies. "Everyone's opposed in one way or another." Some Senators, including the banking committee's top Republican...
The Lowdown: Nearly every positive trend the study highlights is offset by a warning bell. As the amount of money spent on direct-to-consumer antidepressant ads skyrockets, the stigma attached to the products appears to be dissipating - but more and more Americans are reporting symptoms of major depression. Access...