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...Closing-cost errors (and shenanigans) are a familiar issue with regulators. The Federal Deposit Insurance Corp. examined 2,031 banks in 1996 and found that 1,528 had violated some portion of the Real Estate Settlement Procedures Act, which requires lenders to fully disclose their fees. respa is under constant review: in the works now are proposals to require lender fees to be within 10% of an initial good-faith estimate, and to provide borrowers with a copy of their "HUD-1" final-cost document sooner than one day before closing, as is currently required. In fact...
...preparing food, eating, entertaining and watching television has been steadily giving way to an abode made up of larger, flexible living areas. So something had to give, and it has: the formal living and dining rooms. "Formals are dead," says Michael Herzog, a regional vice president with Centex Corp., one of the nation's largest homebuilders. Centex is designing formal-free homes, something most builders wouldn't even consider a couple of years ago. "There's a whole different thought process going into the home today," says Stephen Peake, a Centex architect. Now "there's a lot of focus...
...Thanks to this year's chemistry Nobel laureates, that's a lot easier than it used to be. In the late 1980s, John Fenn, 85, of Virginia Commonwealth University, and Koichi Tanaka, 43, of Shimadzu Corp. in Kyoto, Japan, independently invented techniques that extended a common analytical tool called mass spectrometry - that is, sorting by mass - to much bigger and more complex molecules than had ever been possible. Among many other things, their work has led to new diagnostic tests for ovarian, breast and prostate cancers and for malaria, and earned the pair half of the approximately $1million prize...
...strip the KMT of its revenue base is, of course, political. Of Taiwan's four major parties, only the KMT has anything to lose. Outsiders are not privy to the party's inner workings, but there's no doubt profits from its enterprises?which include China Petrochemical Development Corp, Broadcasting Corporation of China, and Fuh-Hwa Financial Holdings Co.?are converted into political currency to the detriment of opponents...
...rule, private-sector media companies produce government leaders only in foreign countries like Italy and New York City. But though FX's parent company, News Corp., is run by outspoken conservative Rupert Murdoch, Cutler says home viewers, not the network, will select the "people's candidate." Yes, that line sounds like p.r.-as-populism, but there are plenty of voters who have been disaffected from two-party politics. And as ex-wrestler Jesse Ventura's 1998 gubernatorial election proved, they watch cable TV. American Candidate could become a kind of de facto third party, but without a crazy, short billionaire...