Word: cosman
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Dates: during 1990-1999
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Pappas gets advice from Lisa Cosman, 60, a self-described nutritionist with no formal training or certification (only 23 states require licensing of dietitians and nutritionists) who relies on news accounts to keep abreast of new research. Cosman warns her clients to visit a doctor before taking herbs and fears that too many are searching for magic bullets. "My concern is that they are overhyping herbs," she says, "and missing the central idea that you must eat healthy...
...always look at our business on terms of profit for our stockholders, and we felt that students pay us as well or better than our general customers," Cosman adds...
...help ensure that BayBank will retain their college cardholders after graduation, Cosman says that they arrange consultation appointments about increasing credit lines to coincide with the time of a student's graduation...
...This is a bunch of people who've made an effort to get into school and are embarking on the time to get credit," says Cosman...
...addition, BayBank charges interest on unpaid bills, which earns the bank profits. But the company does not make a lot of money from the interest charges, according to Cosman, and would prefer that customers not abuse their cards in this manner...