Word: costlier
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Dates: during 2000-2009
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...because a recession is not a great time to buy a bank, and the FDIC is having trouble finding acquirers for troubled institutions. The FDIC could liquidate a failed bank or run it itself, as it did late last year with IndyMac. But those options tend to be even costlier. Meanwhile, "bad banks are more like fish than wine," says Bert Ely, a bank-industry consultant and an FDIC critic. "They get smellier with...
...Philadelphia-based American College of Physicians, one of the nation's largest medical organizations. "If things continue as they are," says Stubbs, "by 2025, the U.S. will be 45,000 primary-care physicians short." That dearth of first-level preventive care will push even more U.S. patients to costlier secondary care like specialists and emergency rooms, which threatens to nullify any appreciable cost savings that Congress might pull out of its hat this fall. "If we fill the primary-care void," Stubbs estimates, "we could keep annual health-care cost increases to around 4% or less...
...state of the planet, they should pay up by helping developing countries with money and technology to leapfrog to green technology without following the familiar high-carbon path to growth. Only with outside funding will India be able to effectively shift to renewable sources of energy, which, being costlier, will have to be subsidized for widespread use by people like Kumar and the over 400 million Indians still without access to electricity...
...other big barrier is information: evidence-based medicine is hard to practice without evidence. There are studies showing that generic and over-the-counter drugs for hypertension, heartburn and psychosis are often just as effective as costlier brand-name alternatives; that stents can work miracles when inserted quickly after heart attacks but don't seem to help much as preventive measures; that the areas with the most hospital beds, imaging machines and specialists spend the most on excess hospital stays, MRIs and specialty care. But the big money in medical research goes to testing new drugs and cutting-edge technologies...
...making it easier to redeem frequent flyer miles. You can now buy different types of award tickets or classes of travel on the same trip. So, for example, you can save miles on an economy-class MileSAAver ticket (more restrictive but cheaper) on the flight out, but purchase the costlier and more flexible first-class AAnytime ticket on the return. You can even book a one-way award flight without having to pay the equivalent of a round-trip ticket. Check out the new booking calendar on AA.com, which tells you how many miles you'll need for your trip...