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...savings, many businesses are looking hard at 401(k) plans. Companies typically match 50% to 100% of an employee's 401(k) contribution, up to 6% of his or her annual salary. That translates into a cost of $1,500 to $3,000 for each employee who earns $50,000. For those who are single and earn more than $100,000, matching 401(k) contributions can cost a company $6,000, as much as health insurance might. And employees are less likely to object when 401(k) contributions get trimmed. "The pain is further away," says Edholm. "A 45-year...

Author: /time Magazine | Title: More Company Benefits Come Under the Knife | 11/13/2008 | See Source »

...company operates 21 plants in North America and has three more that are scheduled to close. But Grant Thornton's Rodriguez says that still leaves five to go to match demand. "They still need to take structural steps: reduce suppliers, reduce the number of plants, reduce the cost structure and get rid of excessive debt." Most analysts say GM has to dump underperforming brands...

Author: /time Magazine | Title: Is General Motors Worth Saving? | 11/13/2008 | See Source »

...There's also a legitimate question as to who would do the restructuring. GM CEO Rick Wagoner has made the case that his crew is best placed to run the turnaround since it knows where the cost buttons are. But critics like Jim Schrager at the University of Chicago Booth School of Business say the wrong people are in charge: "I think you would only put money in GM if you had a complete change in the board and the current management. They are diligent. They worked very hard, but it just hasn't worked." In Schrager's view...

Author: /time Magazine | Title: Is General Motors Worth Saving? | 11/13/2008 | See Source »

...when hedge funds that had shorted the company's stock on the premise that it was overvalued were forced to buy it back in a panic after smaller rival Porsche announced that it had secretly bought up a sizable share of VW. The stock's rollercoaster ride may have cost short-sellers up to $40 billion...

Author: /time Magazine | Title: Pruning Season | 11/13/2008 | See Source »

...city of 41,000 overlooking the clear waters of Batangas Bay, used to be a busy farm town, where loaded trucks left twice a week carrying fruit to Manila. Today, nobody is making a living off the land. The local markets' produce comes from somewhere else, and the cost of living is inflated by residents' foreign salaries, which are easily 10 times local wages. In Little Italy, many workers have built sprawling, European-style homes - some complete with sweeping marble terraces, faux stone façades and fountains - years before they plan to return to the Philippines. The houses...

Author: /time Magazine | Title: The Motherless Generation | 11/13/2008 | See Source »

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