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...Retailers, particularly those who cater to Wall Street, are already feeling a downturn. Hu says customers have downscaled their stogies and are increasingly asking for Rocky Patels, which can cost as little as $5 a cigar. Back in 2006, Hu says, the hot sellers were Opus X Fuentes, which can cost as much as $35, or $500 by the box. "Sales are off 30%," says...

Author: /time Magazine | Title: New York City Feels the Brunt of Wall Street's Crisis | 10/31/2008 | See Source »

...normal cyclical slowdown, lowering interest rates encourages fresh business activity by reducing the cost of borrowing from banks. With more borrowing comes more investment, more jobs and more growth. But these are far from ordinary times. Banks, already burdened with bad consumer and commercial debts, are desperate to clean up their balance sheets and avoid risk - they are not eager to take on more risk by issuing new loans against the backdrop of a deteriorating business climate. American consumers, too, are trying to reduce household debt, so borrowing more money for a new car or to remodel the kitchen...

Author: /time Magazine | Title: Will the Fed's Rate Cut Help? The Japan Lesson | 10/30/2008 | See Source »

...health - the burgeoning field of online and remotely delivered mental-health services - and while many people say they benefit from it, some experts remain unconvinced of its long-term merit. Certainly, more and more doctors and patients are taking advantage of the convenience and, in most cases, the lower cost of Web- or phone-based sessions. Organizations such as the Veterans Administration have employed e-mail and online video conferences to connect doctors with patients in isolated areas, primarily to answer questions or refill prescriptions. But live video is also being used to counsel patients with post-traumatic stress disorder...

Author: /time Magazine | Title: On the Couch Online: Does Tele-Therapy Work? | 10/30/2008 | See Source »

...abandoned car. The boy's stepfather, on parole after years in prison for attempted murder and carjacking, has been taken in for questioning. "Because I chose to do what was natural to me and love someone," the child's mother, Julia Hudson, wrote on her MySpace page, "it cost me my beautiful family...

Author: /time Magazine | Title: The Moment | 10/30/2008 | See Source »

...Obama or John McCain, will take the helm amid a maelstrom. Testifying before Congress, former chairman of the Federal Reserve Alan Greenspan - not known for his colorful public statements - professed "shocked disbelief" at the "tsunami" that has plunged global finance into disarray. He predicted a deep recession that will cost jobs and devastate balance sheets across the economy - "much broader than anything I could have imagined." When the chief economic advisers to McCain and Obama met recently for a debate, they found little to agree on. But they shared the realization that the new President's options will be severely...

Author: /time Magazine | Title: How Obama and McCain Would Lead | 10/30/2008 | See Source »

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