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...really. Amid promises from presidential candidates to make health care more affordable, WellPoint, the nation's largest insurer, has quietly rolled out plans that start at a mere $55 per month. Aetna's individual coverage begins at $40, and Humana's Monogram line, perhaps the best bargain, can cost as little as $30 a month...

Author: /time Magazine | Title: Insurance for $30 a Month | 10/16/2008 | See Source »

...Pill. But maternity care is rarely covered by these plans. So if you're already a member and find yourself pregnant, some insurers may let you upgrade. If not, good luck switching carriers with a pre-existing condition--which, in the case of a normal pregnancy and delivery, can cost $8,000 to $12,000. If instead you simply break your leg, all expenses are covered beyond your deductible. It's the same if you get cancer. And though a $7,500 deductible is really steep, it's better than having no safety...

Author: /time Magazine | Title: Insurance for $30 a Month | 10/16/2008 | See Source »

...Daily Pennsylvanian: “There’s no evidence that the death penalty does anything to reduce homicides.” Linked to this flawed belief in ‘deterrence’ is the common perception that putting a criminal to death is less costly than lifetime imprisonment. Again, this notion is unsubstantiated: The death penalty is more burdensome for the state. For example, in California, it costs an average of $90,000 more per inmate to confine an inmate to death row compared to the costs of a maximum security prisons where those sentenced to life...

Author: By The Crimson Staff | Title: Still Cruel, Far Too Usual | 10/16/2008 | See Source »

...P/Case-Shiller Home Price index. The increase in mortgage rates means that the average borrower will pay $1,296 a month in mortgage payment for a $200,000 loan. That's $100 more a month, and $1,200 more a year, than the same loan would have cost them a few weeks ago. For buyers on a budget, that means they can afford less house for the same amount of money. Conversely, sellers would have to drop their prices to attract that same buyer...

Author: /time Magazine | Title: The Bank Bailout's Side Effect: Rising Mortgage Costs | 10/16/2008 | See Source »

...What's more, a new "Adverse Market Fee" recently instituted by lenders for borrowers with less than perfect credit (regardless of the market) could raise the cost of a loan another half a percentage point - or an additional $70 a month on that same $200,000 loan - for nearly 20% of Americans. "For individuals looking to buy a home this is going to be just one more obstacle in their way," says Barry Ziggus, who tracks housing issues for the Consumer Federation of America...

Author: /time Magazine | Title: The Bank Bailout's Side Effect: Rising Mortgage Costs | 10/16/2008 | See Source »

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