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...provide second mortgages to buyers who don't have enough money for a down payment so that they might "monetize" the tax credit and get the cash up front. Down-payment assistance is considered by many to have contributed to the crisis because it helped people buy homes they couldn't really afford. Anyone who doesn't understand that it's a bad idea to push people into buying houses when they're not ready to hasn't been paying attention for the past two years. (See pictures of TIME's Wall Street covers...
...Best Idea, which debuts Sept. 27 - does not sound like an exception. Who's going to argue with a tree? And the opening minutes - luxuriating in dramatic shots of lava flows, stalactites and waterfalls - promise plenty of unobjectionable, pledge-drive-friendly nature porn. But in a way he couldn't have planned, Burns has ended up making his most topical and political film yet. With America frothing over the role of government - should it save banks? should it expand health coverage? - The National Parks makes a simple case for an idea that is wildly controversial in the year...
Alexander's parents were supportive, and checked him into an addiction treatment center in Eastern Washington. But his fellow patients at the center were battling alcoholism, heroin addiction and other serious substance abuse problems - issues Alexander couldn't relate to. "It wasn't really working for me," he says. He left the center to try a wilderness adventure program in the Utah desert (which didn't help either), until his parents discovered ReSTART, where, for $15,500 (including application, screening and treatment fees), "guests" could spend 45 days cut off from the computer, integrated into a real family's home...
...everyone else has suffered as a result. Because unions fought for good pay and benefits, so many other people who weren't union members benefited. By decimating the working class the corporations may have increased profits short term. But what they found is that [by forcing down wages] they couldn't sell their products to their employees three years down the road. The wealthy have never liked to pay for the labor that enriches them. Ever since slavery was eliminated, they have been trying to keep it as close to slavery as they can without violating the slave laws. When...
...Most crucially, the entire region has to realize that defining itself solely by the misperceived needs of a single industry has left all of southeastern Michigan dazed and bleeding. And yet the conditions for resetting that economic model couldn't be more favorable. The collapse of the UAW's prohibitive wage scale, coupled with the vast unemployment, is turning what was once the nation's most expensive labor market into one of the cheapest. For the first time since Henry Ford offered $5 a day to the men who assembled the Model T back in 1914, Detroit is open...