Word: couponed
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...very different Andrea Yates stares from her police snapshot. This woman, 36, looks sapped of life and utterly sad. That, her husband insists, is not the Andrea he knows. That's not the Andrea who made little coupon books, with coupons redeemable for hugs, for each child on Valentine's Day. But that is the Andrea who apparently drowned all five of their children last Wednesday. She was, Russell Yates says, a woman racked by severe postpartum depression...
...hardest part about saving for college ought to be the saving part, not choosing where to stash the savings. Stock-index funds? Zero-coupon bonds? Target maturity mutual funds? Custodial accounts? Prepaid tuition plans? Education IRAs? Each has advantages for folks staring at potential six-figure tuition bills down the road. It all amounts to a terrifying multiple-choice test that leads even straight-A parents to resort to guesswork or to cutting class altogether...
...hardest part about saving for college ought to be the saving part, not choosing where to stash the savings. Stock-index funds? Zero-coupon bonds? Target maturity mutual funds? Custodial accounts? Prepaid tuition plans? Education IRAs? Each has advantages for folks staring at potential six-figure tuition bills down the road. It all amounts to a terrifying multiple-choice test that leads even straight-A parents to resort to guesswork or to cutting class altogether...
...Gladly. I'll let my boyfriend program his phone to ring whenever we're in the same part of town. I'll let my parents and my "buddy list" follow my tracks. I'll even let Starbucks in on my whereabouts if it means the occasional m-commerce cappuccino coupon for the disclosure. Heck, this is useful stuff, this location-pinpointing technology. A GPS-aided map could have saved me hours in that company car I drove so cluelessly around town when I was using it for work (before I hijacked it). GPS is already helping thousands of Japanese keep...
TELEBONDING Last week France Telecom sold a record $16.4 billion in bonds, proving that deals can be done in this battered sector, but at high premiums. The bonds (the 10-year coupon pays 7.75%) include step-up coupons that pay more if credit ratings drop. Downgrades have outnumbered upgrades for 11 quarters, and the industry's default probability more than doubled last year, to more than 4.85%. While the forecast is a bit rosier for wireless and data services, Moody's managing director, Bob Konefal, says, "The old Aa rates are, for the most part, history...