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...seen federal benevolence backfire before in this economy. Last February the White House - determined to rescue homeowners from foreclosure as the housing market crashed - launched its $75 billion Making Home Affordable program. The program not only failed to reverse a rise in foreclosures but also caused many homeowners to crash their credit ratings or throw monthly payments into homes they would ultimately lose anyway. Economists, meanwhile, say government efforts to keep people in homes they can't afford are painfully prolonging the nation's housing crisis - which doesn't help anyone...

Author: /time Magazine | Title: A Limit to Compassion | 1/25/2010 | See Source »

...faces. It would be nice for Presidents to have magical powers, and Obama convinced many people that he had them, not least by managing to get himself elected in the first place. But his rhetorical gifts can now work against him, when he raises expectations only to see them crash into realities for which he's now held accountable. Make no mistake, indeed; lonely does not begin to describe where he lives...

Author: /time Magazine | Title: Obama After One Year: The Loneliest Job | 1/25/2010 | See Source »

...mutual funds. "It's clearly a category that's attracting more interest among ETF providers and mutual-fund companies," says Standard & Poor's Tom Graves. "It combines the characteristics of a passive, index-based ETF with that of an actively managed mutual fund." (See pictures of the stock-market crash...

Author: /time Magazine | Title: Exchange-Traded Funds: The Hidden Risks | 1/22/2010 | See Source »

...When you’re chronically sleep deprived and then you pull an all-nighter, your performance could be ten times worse than if you had been well-rested before the all-nighter,” Czeisler said. “And most likely you crash much worse at night...

Author: By Helen X. Yang, CRIMSON STAFF WRITER | Title: Chronic Sleep Loss Causes Slowed Reaction Time | 1/21/2010 | See Source »

...pictures of the stock market crash...

Author: /time Magazine | Title: Did Foreigners Cause America's Financial Crisis? | 1/15/2010 | See Source »

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