Word: credit-card
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Happily, the past couple of years have seen many credit-card rates fall. If the rate you pay remains high, call the issuer and ask for a lower rate or to have the annual fee waived -- or both. Believe it or not, many credit-card issuers will do this rather than lose you to a lower-priced competitor...
...included in that definition? Those who can sign a credit-card receipt but are incapable of writing a letter when they think their bill is wrong; those who can pay the correct change at the supermarket but have difficulty calculating the difference between regular and sale prices; those who can scan a newspaper story but cannot paraphrase its contents...
Other companies have moved to defend their turf against the phone giant. In retaliation for AT&T's invasion of its credit-card market, American Express has formed a joint venture with long-distance rival Sprint. Alcatel, the French phone-equipment manufacturer, has entered a partnership with Sprint. And two weeks ago, British Telecom acquired a 20% stake in MCI. Says Ronald LeMay, president of the long-distance-service division of Sprint: "The more AT&T expands, the more allies it creates...
...sick of hearing this as I am of saying it, yet two-thirds of you still haven't done it, so: Pay off your credit cards! Not having to pay 12% or 20% in credit-card interest is exactly the same as earning 12% or 20% risk free and tax free. A fantastic return...
...every pitch. Click again, and you see the Mariners' home schedule. Click yet again, and a diagram of the Kingdome pops up, showing available seats and pricing. Click one more time, and you have ordered a pair of field box seats on the first-base side (and reduced your credit-card balance by about...