Word: credit-card
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...paying their mortgage before their credit cards. Losing your house, after all, was seen as worse than losing the ability to spend more than what was in your bank account. But falling housing prices, loan-modification programs and restricted credit have changed the calculus of what debts get paid first for many Americans. What's more, the recent credit-card reforms might make it more attractive for more consumers to put their credit cards before their home loan...
...Require credit-card companies to tell customers when they plan to increase rates or other fees...
...Curb interest-rate hikes by prohibiting credit-card companies from retroactively raising rates on existing balances until the customer is 60 days behind on payments...
...Forbid credit-card companies from automatically enrolling customers in often pricey programs that offer the option to charge beyond the credit limit...
...when Greeks marked the beginning of Lent. For the country, a period of spartan repentance lies ahead - and not just because the seven-week period of Lenten fasting is starting. After years of overspending by both the government and ordinary people armed with credit cards - and now flush with credit-card debt - Greeks know the party is over. According to a poll released on Feb. 14, nearly two-thirds of people support the government's proposed austerity measures to cut the soaring deficit. Many even believe they don't go far enough...