Word: credit-card
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...Some see Amazon's biggest growth coming from further expansion into electronics, apparel and consumer products, ranging from shampoo to groceries. Amazon's ability to cross-sell products to existing customers is powerful. "When you've got an account opened at Amazon and they have your credit-card information and they also happen to have some of the lowest prices, it's very easy to start buying on Amazon items that may be outside people's traditional products that they buy online," says Sebastian. "I've been buying diapers from Amazon - not just the books that I would have bought...
...blast where they are and what they're buying. But Blippy takes things to a new level, since information goes straight from point of purchase to website. You don't have to push a single button; just agree to let Blippy broadcast the details that end up on your credit-card statement. Marketers are constantly mining all sorts of consumer data, and Blippy - which has received seed money from big-name investors like Sequoia Capital and Twitter CEO Evan Williams - wants to help individuals start harnessing this kind of information...
...lessons taught by the financial crisis, the most personal has been that Americans aren't too slick with money. We take out home loans we can't afford. We run up sky-high credit-card debt. We don't save nearly enough for retirement...
...fact that Obama is now calling for even tougher measures may make it even tougher to attract votes from Republicans or finance-friendly Democrats like Tim Johnson of South Dakota, where Citigroup (like most card issuers) has chartered its credit-card division. But Republicans haven't shown much inclination to cast votes to help Obama get anything done. And even if there were still 60 Democrats in the Senate, the health care saga demonstrated the difficulty of keeping them all on board without watering down the legislation, infuriating the party's base and ultimately disgusting the electorate through extended exposure...
Worse, some analysts say that even the banks' recently deflated earnings are likely stronger than they would have been without government help. Banks have been reporting that consumer credit is improving, with fewer individuals falling behind on their mortgage or credit-card bills. But programs like the government's Home Affordable Modification Program are allowing some borrowers to skip mortgage payments and temporarily lower their bills. If that is the main reason banks are reporting fewer bad loans, that improvement may not last...