Word: credit-card
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...difference between what the government spends and what it collects in taxes will exceed $450 billion, thanks to two years of tax cuts, hikes in defense spending and a falloff in tax revenue. The ballooning deficit has sparked a fierce debate among economists. Deficit hawks argue that, like credit-card balances, deficits may not hurt much in the short run but will eventually wreak havoc. In the worst-case scenario, the government keeps borrowing to finance itself, and interest rates rise. That retards growth by making mortgages, car loans and corporate investment more expensive. The Bush Administration argues that...
MONEY: Happiness is knowing that money can't buy it; deflecting inflation; credit-card "rewards...
...payoff, the survey found, is significant. Those checkbook balancers, for example, have more savings, less credit-card debt and fewer financial worries than people who choose to rely on just their ATM receipts for confirmation of what's in their accounts...
...there ways to protect children online short of shutting down chat rooms? Many Internet companies have decided that a reasonably effective method of weeding out sexual predators is to require chat room habitués to register - and pay. Users must cough up a subscription fee, along with a credit-card number and personal information that can then be used to trace the perpetrator of any future abuse. Indeed, Microsoft itself will in some nations - including the U.S., Japan and Canada - require such subscriptions of between $2 and $10 per month to gain access to MSN chat rooms...
...problem so far with the pay-per-song model from a business perspective is profits--or the lack thereof. With as much as 70% of each sale going to the record label and the rest eaten up by surprisingly high costs for things like infrastructure and credit-card fees, sales volume must but doesn't yet compensate. "It's not a way to make a lot of money," acknowledges Jobs. No, it's a way to help sell iPods. Apple says sales of the music-storing, high-profit-margin palm-size gadgets almost quadrupled between the quarters before and after...