Word: credit-card
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...landsend.com so the latter site should get a boost when the two are linked. The two companies, when joined, will have the added advantage of accessing each other's customer files. Sears has data on 130 million customers, Lands' End on 30 million. Sears sends out 25 million credit-card statements every month--an easy way to distribute special offers on, say, a Lands' End golf shirt. "The two companies' strategies have been very different, but if they can leverage each other's strengths, you'll have a very powerful combination," says James Crawford, retail analyst for Forrester Research...
...registered customers need only place a finger on a small scanner to cart off as many groceries as they want. Developed by Indivos, a consumer biometric company based in Oakland, Calif., Pay By Touch may be the best thing since the express-checkout lane. It allows shoppers to authorize credit-card and bank payments using a fingerprint, a copy of which they have placed on file. "People like it for the same reason they like speed passes at gas pumps--mobility and speed," says Frank Pierce, Indivos' vice president of marketing. The company is testing the system at retail outlets...
That led the Canadian student to quit his summer job at IBM and build Fairtunes fairtunes.com) a website where you can send money to your favorite artists in payment for music downloads. Enter your credit-card details, type in how much you want to send, and Fairtunes will cut checks and track down artists anywhere in the world on your behalf (most artists, like Bjork, cash them; some, like Ani DiFranco, ask for them to be redirected to charity; a few, like U2, ignore the checks altogether...
Manufacturers aren't the only businesses that can profit from forecasting software. Internet companies use it to predict when their sites will get the most hits so their servers don't crash. Credit-card companies calculate who is likely to default. And looking at such factors as employees' ages, salaries, number of years on the job, how often they have changed jobs in the past and opportunities in their fields, human-resources departments predict which employees are most likely to quit...
...just got a federal court in San Francisco to compel Visa International to disgorge credit-card records of U.S. citizens in 30 cash coves such as Bermuda and the Caymans. It will likely try to identify the cardholders through U.S. merchants where the cards were used. The agency, which earlier secured access to the logs of MasterCard and American Express, is looking for buried treasure overseas--an estimated $70 billion in unpaid taxes. The theory is that much more of it has flowed offshore in recent years, oiled by Internet technology and emboldened by a popular view that...