Word: credit-card
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...invested $60 million in Tellme, while Sprint PCS is pushing its new voice-activated dialing and is expected to launch a voice portal of its own later in the year. These services have an added benefit: with subscribers in search of the latest, greatest calling plan hopping around like credit-card customers, personalized features like voice dialing, e-mail and contact managers help people stay put. Says Mark Plakias, senior v.p. at the Kelsey Group: "By the time you've loaded up a voice-dialing system, you don't want to do it again...
Less sanguine is Janet Williams, 47, a reporter for the Chillicothe Gazette. Divorced, with a son in high school and a daughter in college, Williams is struggling to stay afloat amid staggering credit-card debt. "Anything will help," she says, "but I'm afraid the people who will benefit will not be people like myself, who need it most...
...First, Bush swore in his new treasury secretary and fiscal emissary to Congress, Paul O'Neill, with the usual rhetoric: "Because our government has a surplus does not mean that every American family has a surplus. Many families are feeling squeezed by high energy prices and credit-card debt. We need to give them their own money back...
...Francisco, a one-bedroom apartment costs about $2,000 a month. Even in less expensive places, renters face annual increases in the 20% range. Transportation and medical premiums, necessary when first jobs provide no insurance, can add a burden to monthly payments that may already include college loans and credit-card debt. It's no wonder that a young person taking home less than $400 a week may find it almost impossible to manage without some subsidy...
...best way to help your children is not to help them," insists Nelsen's daughter Mary, 26. "Let them manage on their own because it helps them build character. And only then will the lesson stick!" Once a shopaholic, Mary ran up so much credit-card debt that she could not meet the payments. Moved by her distress, her mother paid the bill, hoping Mary had learned her lesson. Instead she did the same thing again. The second time, Mary, soon to graduate from university, paid the debt herself and learned very nicely how to manage money in the process...