Word: credit-card
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...much fun, why is it that you reach for your checkbook whenever your grown children ask for money to pay their credit-card bills, parking tickets, real estate agent fees, medical expenses and insurance premiums? Why do you buy them clothes, condos, new cars and vacations--and welcome them home again to live without asking them to pay rent...
Perhaps like many consumers, John Benjamin, 36, a credit analyst from Oak Park, Ill., is experiencing the new wealth defect. He plans to shell out 30% less for gifts this year. "My spending habits are correlated to the performance of the market," he says. Others' behavior is correlated to their credit-card debt--and after a decade of buying, and saving next to nothing, Americans are cleaning up their balances...
...frustration factor is just one of the reasons some consumers still balk at booking travel online. Other obstacles include a continued reluctance to give credit-card information over the Internet (see box) and doubts about online agents' reliability. Then too there are the horror stories about travelers who booked online but got left high, dry and broke at the airport. Says Krista Pappas, director of the e-commerce travel division at Gomez, an Internet rating and research company: "As with anything where consumers are on a learning curve, there is some frustration. Is online booking perfect? No. But I think...
...each other, even if they're barely acquainted. Some are as excited about discussing their sex life--or someone else's--as they are about letting you know where they found a pair of Manolo Blahnik shoes for 50% off. But they will rarely reveal how they cut their credit-card debt, chose the mutual funds in their 401(k) or put a budget together after their divorce. Discussions about money and investing are "too personal," or at least they used...
Things were a lot different with PayPal. I went to its website www.x.com) filled out a short registration form and entered my credit-card number. Then I typed in the e-mail address of the person I wanted to receive the money and the amount I wished to send. A few mouse clicks later, my $65.10 winning bid was hurtling through cyberspace to a seller in Florida, who got an e-mail telling him my money was waiting...