Word: credit
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...divisions at AIG that brought down the firm - financial products and stock-lending - didn't understand what they were doing. Financial products wrote credit-default swaps - sorry I'm not pausing to explain them, but most eyes would glaze over if I did - that they thought were riskless but turned out to be ultra-risky...
Indeed, these banks ought to acknowledge that the government saved them. For starters, they ought to stop gouging the vulnerable among us with overdraft fees and credit-card games. "Reform" is supposed to take effect early next year, but banks have accelerated their gouging since the legislation passed...
Make no mistake; I'm livid at the Street, which is inflicting pain on people who don't deserve it and ruining things for moderates like me, who believe in markets but with intelligent regulation. And did I mention gouging people before new credit-card rules come in? I did. It's obscene...
...alternative to the Microeconomics half of the full-year Ec 10 course—a viable lead-in to the class’ second semester. But the Economics Department, in an overwhelming vote that featured only two dissenters, elected not to count Social Analysis 72 for concentration credit, meaning that the course, to this day, fails to serve as a prerequisite for most high-level economics courses...
...undergraduate studies for the economics department, says that Social Analysis 72 does not fulfill the introductory requirement for the economics concentration because it doesn’t cover all of the material offered in the two-semester Ec 10 course. But while it does not count for concentration credit, he said, the economics department still endorsed the course because “we’re not about shutting down options...