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...While U.S. automobile companies have some responsibility for their current predicament, the U.S. Treasury and Federal Reserve have unclean hands as well. Each of the car companies had adequate capital entering the fall, but when Treasury and the Fed "brought down the house" by letting Lehman Brothers fail, worldwide credit markets froze, preventing Americans from buying cars, since most people use loans or leases to do so. Financial markets and the lack of available consumer credit - not a lack of appealing car designs - are the reasons for this crisis, and piling the blame on Detroit is simply not balanced. Steven...

Author: /time Magazine | Title: Inbox | 12/18/2008 | See Source »

Read "Colleges Learn to Navigate the Credit Crunch...

Author: /time Magazine | Title: Why the Ivy League Is Rethinking ROTC | 12/18/2008 | See Source »

...their current predicament, for many of the reasons you cite, the U.S. Treasury and Federal Reserve have unclean hands as well. Each of the car companies had adequate capital entering the fall, but when Treasury and the Fed "brought down the house" by letting Lehman Brothers fail, worldwide credit markets froze, preventing Americans from buying cars, since most people use loans or leases to do so. Financial markets and the lack of available consumer credit--not a lack of appealing car designs--are the reasons for this crisis, and piling the blame on Detroit is simply not balanced. Steven...

Author: /time Magazine | Title: Inbox | 12/17/2008 | See Source »

...critic who counts: not the man who points out how the strong man stumbles or where the doer of deeds could have done them better. The credit belongs to the man who is actually in the arena, whose face is marred by dust and sweat and blood, who strives valiantly, who errs and comes up short again and again ... who spends himself in a worthy cause; who, at the best, knows, in the end, the triumph of high achievement, and who at the worst, if he fails, at least he fails while daring greatly...

Author: /time Magazine | Title: The Courageous Political Performances of '08 | 12/17/2008 | See Source »

...McCain is a charter Teddy Award winner, a former exemplar of free-range political candor. Not this year. He ran a dismal campaign that seems even smaller in retrospect. He spent almost all his energy trying to besmirch his opponent without offering a memorable new idea. Still, he deserves credit for two steps he didn't take: he did not play the race card by regurgitating the hateful sermons of Jeremiah Wright, Obama's former pastor; and he did not play the anti-immigrant card that might have appealed to frightened average Joes and assorted plumbers throughout the Rust Belt...

Author: /time Magazine | Title: The Courageous Political Performances of '08 | 12/17/2008 | See Source »

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