Word: creditably
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...were just going to play our game.” It was not just an offense-filled day for the Crimson, the defense stepped up as well. Throughout the competition, the defense put relentless pressure on UMass. “I give our defense a lot of credit,” senior Caroline Simmons said. “They did a great job stepping up to attackers and forcing them to use their weak hand.” Another element that contributed to Harvard’s victory was the new coaching staff. It is the first year coaching...
...WORKS: Borrowers need credit scores of at least 640 (of 850 maximum) and a debt-to-income ratio of 30% or less...
...DOES IT: Even with credit scores in the 700s, Cristieli Schemidt and Rafael Ferrer of Davie, Fla., could not get an interest rate below 15%. In October they took most of their debt--$5,000--to Lending Club. They pay $136 a month at a fixed...
...were so frustrated with the credit companies," says Ferrer. "Now we're free...
...debt and unnecessary spending, according to a new study by Peter Tufano ’79, a professor of financial management at the Business School, and Annamaria Lusardi, an economics professor at Dartmouth College. The survey, conducted by the global market research firm TNS, asked 1,000 Americans about credit card debt. Over 64 percent of respondents could not correctly estimate how their interest would compound over time. The majority of people also said they did not understand minimum payments, and few could determine the different financial consequences between paying monthly installments or a lump sum. The results also revealed...