Word: creditably
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...lessons taught by the financial crisis, the most personal has been that Americans aren't too slick with money. We take out home loans we can't afford. We run up sky-high credit-card debt. We don't save nearly enough for retirement...
...little evidence that traditional efforts to boost financial know-how help students make better decisions outside the classroom. Even as the financial-literacy movement has gained steam over the past decade, scores have been falling on tests that measure how savvy students are about things such as budgeting, credit cards, insurance and investments. A 2008 survey of college students conducted for the JumpStart Coalition for Personal Financial Literacy found that students who'd had a personal-finance or money-management course in high school scored no better than those who hadn't. (See pictures of the college dorm's evolution...
...fact that Obama is now calling for even tougher measures may make it even tougher to attract votes from Republicans or finance-friendly Democrats like Tim Johnson of South Dakota, where Citigroup (like most card issuers) has chartered its credit-card division. But Republicans haven't shown much inclination to cast votes to help Obama get anything done. And even if there were still 60 Democrats in the Senate, the health care saga demonstrated the difficulty of keeping them all on board without watering down the legislation, infuriating the party's base and ultimately disgusting the electorate through extended exposure...
...words will be little comfort to Chen Li. Like millions of other Chinese, the Beijing-based Web developer is struggling with one of the side effects of the country's stimulus efforts - a runaway property market. Fueled by cheap credit, property prices have grown steadily since mid-2009. A government survey of 70 medium- and large-size cities found that in December, average housing costs jumped 2.1% over the previous month - the fastest increase in 18 months. (See pictures of China's infrastructure boom...
...their purchase. Earlier this month the State Council introduced a rule that requires a 40% down payment on the purchase of a second home, and on Jan. 12, China's central bank raised the reserve requirement for commercial lenders in an effort to control the torrid growth of credit after the value of new loans more than doubled last year. (See pictures of the best-selling cars in China...