Word: creditably
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...banks have applied to establish wholly owned Vietnam branches. Among them are UK-based HSBC, one of the world's largest banks, and ANZ (Australia and New Zealand Banking Group); both are planning to open 10 new branches each within three years so they can expand services such as credit cards, home mortgages and personal loans. "Definitely, the growth will be high," says Thuy Dam, ANZ's general manager for Vietnam...
...Multinational bankers are upbeat about their prospects because there is plenty of low-hanging fruit in this woefully underdeveloped market. Vietnam, which is modernizing parts of its communist economy through China-style free-market reforms, has no credit bureau and only a rudimentary system of deposit insurance. Consumer lending is nearly nonexistent. Banking has been dominated by five state-owned institutions-including the largest, the Agriculture and Rural Development Bank (Agribank)-which traditionally focused on financing large, government-owned factories and other enterprises. The country's burgeoning private businesses were virtually ignored. Because of these factors, "You have a pent...
...right, but seriously. Simon, what about if you’re in the Lampoon castle and you’re all batting around ideas and you want to use one of them in your pieces? How do you make sure you give credit where credit...
...According to Markell, Cho sailed through the background check. He presented three forms of identification - a Virginia driver's license, checks imprinted with the same address and a U.S. immigration document proving that he was a permanent resident of the U.S. He used his own credit card for the gun, which retailed...
...time, money, and effort, by faculty, administration, and students alike. At Harvard, some professional schools have a J-Term, but it is often used for professional practice and internships, which are generally not an option for undergraduates. Nevertheless, Brown’s recent experiment with an optional not-for-credit J-term is a cautionary tale of the pitfalls of an instituting such a program without sufficient support—only 19 students signed up, less than a fifth of the number that administrators expected. The problem, rather obviously, was that most students would rather take a longer vacation...