Word: creditably
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Your name, your address, your Social Security number, your phone number, your driver's license, your car registration, your credit history, your birth certificate, your real estate deeds, your legal history, your fishing license, your military record, your insurance claims, your thumbprint, your DNA. That is just some of the information that data aggregator ChoicePoint might have collected on you and millions of other Americans...
...armed himself with phony letterheads and ordered electronic files by fax at $150 a batch. After a number of successful attempts, a ChoicePoint employee finally got wise and alerted police. When cops nabbed Olatunji Oluwatosin, 41, at a Copymat shop in Hollywood, he had five cell phones and three credit cards on him, each under different names. He has pleaded no contest to identity theft, but authorities say others must be involved, since the stolen data have been used in 750 fraud attempts...
...cost of $5 billion. Senator Arlen Specter, Republican of Pennsylvania, pledged to schedule hearings on the topic. And that was before Bank of America learned, as first reported by TIME.com that it had lost several data-backup tapes that held information on at least 1.2 million federal employee credit-card accounts--possibly including some of Senators...
...exit survey last year showed that students graduate with an average credit card debt of about $1200, though the Office of Financial Aid estimates that the figure is actually higher, according to Donahue...
...have a home-equity line of credit with a payback period of 21/2 to 3 years or more, consider switching some or all of your balance to a fixed-rate home-equity loan. "The average rate for a HELOC last summer was 4.7%, and it's 5.8% now," says McBride. "It could be 7.5% 18 months from now." Locking in a rate of 6.5% now, on average, might make sense...