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Abrams began his career writing for the movies (as Jeffrey Abrams), and his early work--middlingly received movies like Regarding Henry and a credit on the asteroid thriller Armageddon--didn't show much innovation. But in 1998 he premiered Felicity, a WB series about a soulful college girl that had more character depth than your typical teen soap and less self-seriousness. It also proved his eye for casting: he plucked Keri Russell from out of nowhere to play Felicity; Garner, then unknown, had a supporting role. (Lost likewise discovered Evangeline Lilly as the stunning, and stunningly tough, fugitive Kate...

Author: /time Magazine | Title: Welcome to His Unreality | 1/10/2005 | See Source »

KNOW YOUR RIGHTS. Under the Fair Credit Reporting Act, companies must ask for your permission to run a credit check. Once you say yes, that permission remains on the books, and employers can run additional checks--even years later--if they're considering promoting, transferring or firing you. You have the right to refuse a credit check, but employment experts say that would probably put you at a disadvantage in the candidate pool, if not knock you out of contention altogether...

Author: /time Magazine | Title: Money: Watch Your Wallet! | 1/9/2005 | See Source »

CHECK YOUR REPORT. Mistakes abound in credit reports, so make sure that what your potential employer sees is correct by requesting copies from each of the three major credit bureaus: Equifax (800-685-1111), Experian (888-397-3742) and TransUnion (800-888-4213). By September, all Americans will be able to get one free report a year from each bureau by calling 877-322-8228, but right now people in most states still have...

Author: /time Magazine | Title: Money: Watch Your Wallet! | 1/9/2005 | See Source »

...PROACTIVE. If you think your credit report reflects poorly on you, explain to the employer why that is--and why it won't have any effect on your job performance. "Say, 'This is what you're going to find, and here are the circumstances,'" counsels Johnny Taylor Jr., president of McGuireWoods HR Strategies, which advises companies on credit checks. "It at least gives you a fighting chance...

Author: /time Magazine | Title: Money: Watch Your Wallet! | 1/9/2005 | See Source »

...NOTIFICATION. A company that doesn't hire you because of your credit report (even if that's only part of the reason) has to notify you twice: while it is considering not hiring you and again after it makes the final decision. The company must send you a copy of your credit report, which is a good time to review the accuracy of the information if you haven't already done...

Author: /time Magazine | Title: Money: Watch Your Wallet! | 1/9/2005 | See Source »

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