Word: creditably
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...definitely raked up a lot of credit card debt going out to try to keep up socially,” says a former student who graduated in 2000. “They sent me ads in the mail and I signed up for all of them. I spent money really wantonly—not because of [credit cards], but they facilitated it. I just kept getting new ones and never paying off the balance…it was a pretty typical consumer experience...
...Marina H. Hart, ’07, eats at the dining hall for more than half of her meals but says, “I go through bouts: last May I couldn’t handle it anymore because Annenberg was disgusting so I used my credit card at The Wrap all the time and it got really expensive.” Heymann also says she sometimes gets “disconcerted with the dining hall and eats at John Harvard’s—the frequency adds up and my parents start to notice...
...junior who asked to remain anonymous had his credit card taken away after overspending freshman year. “I felt overwhelmed with the amount of resources I had at my disposal and I just had this urge to spend—on drugs, parties, dinners, clothes…” he says. Things improved as his lifestyle shifted. “I was given a budget readjustment and I also started working in the summer—I still spend a lot but I think about the things that I want...
...between sophomore and junior year, and “bought the cheapest condominium I could find in Cambridge. I owned it for five years before I sold it and I ended up making $100,000.” With the money he earned he managed to pay off his credit card debts, but he admits his story is atypical. “Other people weren’t as lucky as me. They had to get jobs and pay off their bills. Most of the people I knew who ran up credit card debts were financial aid kids who were...
...credit card like cash—if I don’t know I’ll get that money at the end of the month, I’ll find another way,” he says. “I’m not going to get caught in that trap. It’s just stupid...