Word: creditably
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...Credit cards may be dangerous, but they are also a necessity for some students...
...junior who asked to remain anonymous had his credit card taken away after overspending freshman year. “I felt overwhelmed with the amount of resources I had at my disposal and I just had this urge to spend—on drugs, parties, dinners, clothes…” he says. Things improved as his lifestyle shifted. “I was given a budget readjustment and I also started working in the summer—I still spend a lot but I think about the things that I want...
...definitely raked up a lot of credit card debt going out to try to keep up socially,” says a former student who graduated in 2000. “They sent me ads in the mail and I signed up for all of them. I spent money really wantonly—not because of [credit cards], but they facilitated it. I just kept getting new ones and never paying off the balance…it was a pretty typical consumer experience...
...between sophomore and junior year, and “bought the cheapest condominium I could find in Cambridge. I owned it for five years before I sold it and I ended up making $100,000.” With the money he earned he managed to pay off his credit card debts, but he admits his story is atypical. “Other people weren’t as lucky as me. They had to get jobs and pay off their bills. Most of the people I knew who ran up credit card debts were financial aid kids who were...
...definitely have a credit card, because sometimes I don’t have enough money to pay for books up front so you have to pay it off over time,” says Munster, who says he has different credit cards for different purposes but is not afraid of debt...