Word: creditably
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This new work has improved economic prediction. With Laibson’s models, they can now predict patterns of credit card borrowing, saving in 401k plans and even addictions. “You know that you have been incredibly influential when your work is used and people stop mentioning your name because its part of the common language of the discipline,” says Benjamin...
...realize it’s draining your bank account dry. Not the occasional trip to the dog track, where rumor has it a dog raced under the name “Brenda Leestar.” Not the sure-to-be-addictive online gambling that will leave you with credit-card debt and shame your family...
MONEY: Are "reward" credit cards actually worth...
...Credit card issuers know that you, as a consumer, are more loyal to brands like Avon, Barnes & Noble and Amazon than you'll ever be to them. The first offer of a lower interest rate that lands in your mailbox, and you're likely to be off--which is why card companies are increasingly hitching their stars to other brands. To win your favor, they're offering to help you buy more of your favorite products. Is there a downside to these deals...
...Visa launched a card last month with Sony; American Express added to its program last week a company called Space Adventures, which sells "space flight experiences," including airplane rides that simulate weightlessness. According to Synovate, a market-research firm, U.S. households received 263 million pitches for co-branded credit cards in the last quarter of 2003, up 35% from the same period the year before. Many of these cards not only give you redeemable points every time you charge, but also give you bonus points when you spend at affiliated companies...