Word: creditably
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...cell phones and newspaper subscriptions. "Jamie doesn't care whom he pisses off," says a former Bank One executive. "As soon as he walks in the room, he is by his own estimation the smartest guy there." He moved to shore up the bank's balance sheet by tightening credit standards and dumping bad loans, and he wooed customers with free checking and online bill paying and eliminated fees for using a live teller rather than an ATM. Wall Street rewarded his turnaround of Bank One with a near 60% jump in its stock price, which hasn't hurt Dimon...
Bush's critics say he's performing intergalactic hocus-pocus--getting credit for giant leaps but taking only tiny, insufficient steps. NASA projects that the full cost of the program would be close to $170 billion, but the President mentioned only $1 billion in new spending over the next five years. Bush is merely being prudent, say White House aides, who are focusing on the funding for the first stage of the plan. Rolling out a whole pot of new money is what doomed his father's effort to do a similar thing in 1989, when the $400 billion price...
...know what you would have to pay for financing from another source. You can get a ball-park figure at Bankrate.com which posts current averages of loan rates for used and new cars. But whether you would qualify for those average rates or pay substantially more depends on your credit score. Only people with scores of 720 or more typically qualify for the best rates. If you don't know your score, you can get it for $29.95 from myfico.com...
...best rate from an online lender that specializes in auto financing. Market leader Capital One Auto Financing (capitalone. com) is currently offering a 36-month new-car loan at 3.85% and a 60-month loan at 4.29%. The other place to snag a good deal is from a credit union. The average rate credit unions charge on a 48-month new-car loan is 4.7% (the average bank rate is 6.5 %). You have to join a credit union to get these rates. The Credit Union National Association website cuna.org has a search engine to help you find...
...market value is held by individuals in taxable accounts. These shareholders will reap tax savings of $13.6 billion this year. Some, and maybe even much, of that windfall will be reinvested in dividend-paying stocks. Meanwhile, the sheer size of the savings--it equals the total amount of child-credit checks the government issued last summer to stimulate the economy--will call attention to dividends...