Word: creditation
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...ready for the Toxic Asset Loan Factory. TALF, the U.S. government's effort to boost consumer lending, finally launches next week. The program - officially the Term Asset-Backed-Securities Loan Facility - is targeted at restarting the market banks use to fund credit-card, auto and other consumer loans. But some worry TALF could create even more risky bonds that our nation's wobbly financial firms don't want and can't sell - a perverse unintended consequence of a well-intended program...
Sounds awfully logical. So why haven't we stuck it to these guys? Because we're afraid they'll panic. "Unfortunately, we've built a system where if you hammer those guys hard, you're going to have a global credit collapse," said Simon Johnson, a former chief economist of the International Monetary Fund who teaches at the Massachusetts Institute of Technology and whose blog, Baseline Scenario, has become essential reading for crisis buffs. The Federal Reserve and Treasury left creditors at Lehman Brothers adrift in September, and the repercussions were so dire that regulators resolved not to let such...
...generational attention to visual-based media. “I think that [increased interest in comics] probably has to do a little bit with the visual turn in our culture,” he says. “I think students are much more interested in consuming media that credit their capacity for what might be termed the visual-verbal imagination. So television, film, and the internet allow students to develop their visual-verbal imaginations. And, in the case of Japanese novels and graphic novels, students are also given an opportunity to give their visual-verbal imagination free expression...
...Hamburg's career has focused on public health, bio-defense and disease control, and New Yorkers credit her with a substantial reduction in tuberculosis rates and increase in childhood immunizations during her tenure. She later served as an assistant health secretary in the Clinton administration, and she's currently a top scientist at the Nuclear Threat Initiative, a group founded by Ted Turner to reduce the danger posed by "loose nukes" and other weapons of mass destruction...
...outlines of such a budget can be found at AmericanSolutions.com. Our 12 American Solutions for Jobs and Prosperity include creating a temporary new tax credit to offset 50% of the payroll tax (helping both workers and small businesses), cutting the business tax rate to 12.5% to match Ireland's, and reducing the 25% marginal income tax rate to 15%, effectively establishing a flat tax rate of 15% for almost 9 out of 10 American workers. These steps would put more money into the hands of American businesses and consumers faster than any stimulus plan that has to disburse money through...