Word: creditation
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...Visa (V) is lucky. It does not offer consumers credit. It acts as an agent to transfer funds between buyers and merchants. Visa also handles transaction clearing and settlement services. Unlike large banks, when a customer defaults, Visa's balance sheet is not at risk. The company's role as an intermediary makes it an attractive investment. Over the last month the DJIA average was down slightly while Visa shares were up 32%. In the last quarter, Visa's profits rose 35%. Loaning money is a bad business. Handling the transaction between borrower and lender...
...risks associated with installing an ATM in a residential area, which include increased foot traffic and public access. While ATM providers, including Bank of America, told Quad students leading the effort that budget woes would prevent them from installing an ATM, at least one bank—Harvard University Credit Union—has said it would provide the ATM at its own expense. Tamar Holoshitz ’10, chair of the Undergraduate Council’s Student Affairs Committee, said Quad UC representatives have received more than 200 responses about the ATM issue. She added that she didn?...
...upside for being a naysayer was just too sweet. At any point in time, what will be the measure of success for the stimulus package? The Republicans knew that this legislation was going to pass with or without their support and that, in so far as anyone would receive credit for its perceived success, it would be Democrats. As the party out of power, the Republicans are relegated to arguing that, whatever our economic circumstances will be in the future, the glass is half-empty. Why not drum it into everyone’s head from the get-go that...
...president. A healthy 61 percent of Americans blame Republicans for the lack of bipartisanship, while a still greater majority, 66 percent, continues to believe that Obama is bringing “a new approach.” With no serious concessions on principle, Obama is now being given credit for having walked the walk of his post-partisan talk, and his failure to achieve it thus far is being blamed on the other guys. He has no reason to abandon the approach he has taken. His effort to lay the groundwork for political pressure on Republicans to join bipartisan coalitions...
...perfect political issue for anti-abortion advocates - and for congressional Republicans, who have taken up the cry as well. Unless and until FOCA is voted on by Congress, they can invoke it as a looming threat. And the longer it remains a dormant issue, the more credit they can take for their own "proactive" efforts to "defeat FOCA," as a letter from House Republicans to Cardinal Rigali on Tuesday...