Word: credited
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Dates: during 1990-1999
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...PLAYERS] --The Lenders Credit-card companies like Visa and MasterCard and the banks that issue the cards, plus mortgage and finance companies...
...they wanted to follow a planned visit to their grown children in Boston with a vacation in Vermont. They contacted a Colorado woman, Joanna Lyn Merriman, who had a second home in Vermont. The timing wasn't convenient for Merriman, who banked the swap and eventually transferred her "credit" to her best friend, whose husband was in the last stages of cancer. "They stayed 10 days," Jan Omans recalls, "and after he died, his wife wrote that her husband had wanted us to know what a good feeling he had on that trip. This goes beyond vacationing," Jan says...
...model has devout believers. "I'm absolutely thrilled," comments James D. Robinson, who as CEO of American Express in the 1980s tried to marry banking, credit cards and other products with brokerage services in a financial supermarket. His plan dissolved amid corporate infighting and data-sharing nightmares that are now easily remedied with more powerful computers and better software. Another booster is Congressman Jim Leach, chairman of the House Banking Committee. He predicts that the bill will save consumers $15 billion a year in lower rates and fees...
...long been free from the kind of separation that has ruled in the U.S. since Senator Carter Glass and Representative Henry Steagall bonded in 1933 to draft the defining financial legislation of the 20th century. Born in tough times, Glass-Steagall expanded the powers of the Fed in controlling credit. It established the Federal Deposit Insurance Corporation, which insured bank deposits. Most important, the act required banks to choose between being a simple lender (a bank) or an underwriter (a brokerage...
HACKER INSURANCE With hackers seemingly able to break into even the most secure systems at big corporations, small businesses have been reluctant to take orders and credit-card payments online--fewer than a third of them do. But where there's fear, there's opportunity. A handful of insurance companies offer antihacker policies to small companies. For $1,500 a year, INSUREtrust.com covers up to $5 million for hacker-induced losses, including third-party lawsuits. Similar policies are offered by Evanston Insurance Co. and Lloyd's of London. Alas, none of these policies will bail you out when you crash...