Word: crediteer
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...What fad would you give her credit for starting? What do you see selling because of her endorsement? I'm minding my own business in line at the bank and I'll see a woman in front of me wearing a skirt that's a little longer-length ... kind of falling below the knee, and a cardigan that she belts over. I think, Oh, the Michelle effect. There you go. It's right there. Boy, I bet cardigan sales have gone through the roof. I think sleeveless sheaths - we're seeing many, many more of them. I think...
...gasoline, or about 4 cents a mile. This comes with the added benefit of low maintenance costs for EVs and, of course, zero emissions. In the U.S., 40% of greenhouse-gas emissions come from transportation. And never underestimate the force of status. Along with a $7,500 federal tax credit, being the first on the block with a road-worthy EV is expected to be the market's primary driver in the years ahead...
...have followed the 10-month crisis even minimally, you will know the fears that CIT's failure are fanning again. Analysts say insurers and other large investors could be hit with hundreds of millions of dollars in losses. Small businesses say they could be cut off from credit. That could cause more layoffs and further delay an economic recovery. Massachusetts Representative Barney Frank, a Democrat who heads the House Committee on Financial Services, said he has heard from a lot of people who say it will be a big problem for the economy, small businesses in particular, if CIT fails...
...Some smaller commercial banks have started experimenting with lending to small businesses, says Du. Other initiatives include websites that provide a sort of online credit market, where parties looking to make or take out loans can post terms and find deals online. But so far the volume is low and the terms are prohibitive. "There are many more approaches we have yet to explore, and we shouldn't be limited to one single model," Du says...
...While new types of lending programs are slowly expanding credit to SMEs, things could get worse later this year. The overall boom in bank lending has increased the risk of bad loans that could come back to haunt the financial system and delay economic recovery. Some economists now say that policymakers will want to control credit more tightly in the second half of the year. Their challenge will be to ensure that small businesses that have seen little help thus far don't get further squeezed as the credit explosion is reined...