Word: crediteer
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...Schleier-Smith insists Tagged is trying to control the damage. "At the moment, all invitation e-mails are stopped while we change the product to prevent confusion," he says. If the mix-up was really a mistake, give Tagged credit for apologizing. But I've been burned, so here's my advice: If you get any kind of message from Tagged, delete it. Avoid the site altogether. If you want "social discovery," sites like Facebook, Twitter and MySpace work perfectly fine.(See 10 Ways Twitter Will Change American Business...
...Just ask English club West Ham United. Asset-management company CB Holding took over the East London club earlier this week, after its Icelandic owner and chairman Bjorgolfur Gudmundsson lost his trousers in the credit crunch. Iceland's Straumur Bank, CB Holding's major shareholder, is itself in the midst of restructuring after being bailed out by the Icelandic government in March. In Spain, once mighty Valencia is effectively controlled these days by local lender Bancaja, its major creditor, after hapless management and a soured stadium-development plan left the club about $725 million in debt. (See pictures...
...things are driving that figure down. First, people are paying off debt - which goes hand in hand with their not spending money on as many new things. In April, outstanding consumer credit - which includes credit cards, auto loans and tuition-financing but not mortgages - fell by $15.7 billion to $2.52 trillion, an annualized drop of 7.4% and the second largest dollar drop on record, after March's $16.6 billion decline. Numbers from April show that people are now saving 5.7% of their disposable income, the highest rate in 14 years. Second, people are shirking their obligations. According to the Mortgage...
...year. But all that misses a looming reality. American consumers, whose overspending largely got us into this mess, are still under massive pressure, owing to the record debt they racked up during the boom years. People are unwinding those burdensome obligations - from mortgages to car loans to credit-card debt - as fast as they can, but the process is sure to take years, and until it is complete, the economy can't fully bounce back. "Even though we're probably past the worst in the business cycle and probably even in the bear market, we're talking about something much...
...House bill, as expected, is a requirement that employers provide health benefits to their workers, although the precise shape of that mandate is unclear. The smallest, low-wage firms would be exempted from that requirement, and the three House chairmen anticipate providing a new small-business tax credit to help others. It also includes a "pay or play" provision: those businesses that do not provide benefits would be forced to pay some percentage of their payroll - 5% or 6% is being talked about - into a fund for the uninsured. And it would prohibit insurers from discriminating against people who have...