Word: crediteer
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...disappointing week last week,” Crimson coach John Tillman said of last week’s loss. “And, we were really challenged to bounce back; to try to respond. We started out really strongly [against Hartford.] So that’s a big credit to our guys...
...second whammy on Target's performance is its credit business. Target is one of the last major retailers to own a part of its credit-card portfolio. When consumers are drowning in mortgage and other credit-card debt, they often ignore retail-card obligations. Rising defaults and delinquencies have dragged earnings. In 2008 credit-card profits dropped 80.5%, to $155 million, and the company incurred a $135 million pre-tax loss on its credit segment in the fourth quarter. "The company did great with its credit business when the economy was up, but now that it's down, carrying your...
...Target responding to the malaise? The credit distress is hard to control, but the company has promised to tighten lending standards and increase collections. On the product side, the company knows it must offer more essentials. "We continue to invest in our food offering in recognition of its importance in driving greater frequency, increasing guest loyalty and making Target a preferred shopping destination," CEO Gregg Steinhafel said during Target's fourth-quarter earnings call. For example, last year the company opened its first distribution center for perishable goods like fruits, vegetables and meats in Lake City, Fla. Target is slated...
House Masters: Tom and Verena Conley are, for lack of a better term, baller. Though no longer for credit, Tom still offers his immensely popular Wine Seminar every spring. He’s also a regular staple of Stein Clubs, where his conversation vacillates between sophisticated chatter about fine wine and French films to impassioned rants on his fierce, if somewhat contradictory allegiances to the Boston Red Sox and New York Giants. Verena plays his quieter counterpart, welcoming freshmen like sheep into the fold and secretly accumulating information about everyone in the house so she can strike up conversation...
...Which once again argues for knuckling down on the banking issue, because that's a matter of unquestioned urgency. Political opportunists will no doubt jockey to claim credit or place blame, but ultimately everyone is looking to the Administration for leadership in this area, and only ideologues will grumble if Obama manages to find a way through it. The President and his team were elected to fix the economy, a senior Republican acknowledges, but the electorate is less clear, he argues, on the rest of the Obama agenda...