Word: crediteers
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...June, and Intuit started offering Quicken Online for free in October 2008. Banks, too, have started to offer a similar service to their customers, but somehow, having an outside party monitor your bank seems like a better idea. Mint makes some money - it's unclear how much - by recommending credit cards or investment vehicles under its "Ways to Save" option. If you sign up with one of them, the site gets...
Mint, which was launched two years to the day before the announcement of its sale, works like a personal financial manager. You sign up and give it the online passwords to all your bank accounts, credit cards, retirement accounts, mother's maiden name, everything. It requires that you show the Full Monty. In return, Mint shows you, with minimal effort on your part, a complete picture of where the heck all your money is going. Many potential investors in Patzer's idea thought people would simply never be bold enough to hand over all that information - Patzer himself admits...
...want to know how you managed to spend $2,000 on food last month, click on "Food." Bingo! A new graph, breaking down the details - including the drinks, the fast food and the mid-afternoon coffee runs - suddenly appears. Mint also sends perky little reminders about when your credit-card bills are due, notes if you got charged a fee for something, or questions transactions that don't look right. It even gives a cheerful nudge every time you go over budget on something. You'll excuse this, but it brings a hint of freshness to the stale morning breath...
Wall Street is growing more optimistic: Moody's Investor Services recently raised the company's credit rating two notches, to Caa1, its first upgrade in 14 years. "The rating actions reflect Moody's belief that after a period of intensive restructuring of its operations and balance sheet, Ford's business viability has significantly improved," Moody's report notes...
...Democratic outreach to Shelby could signal a repeat of their credit-card-bill strategy. Some observers see Dodd and the Administration working to craft a bill close enough to Shelby's liking so that even if it gets rammed through the committee with Democratic base-pleasing measures he won't vote for, the bill can be reworked to gain his support on the Senate floor. That would give Dodd the political cover he needs for his 2010 re-election campaign, but would also give the Administration the Republican support they need for a solid legislative win. And it would give...