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Flores, 55, is the owner and sole proprietor of a local business, Carpet Care 4 Less. Throughout 2007, he saw his income plummet along with the national economy. "My business dropped off by 50%," he says. As his client roster evaporated, Flores started drawing on credit cards and took out a second mortgage to the tune of $57,000 in order to stay afloat. In 2009, out of options and under threat of losing his home of 10 years, Flores filed for Chapter 13 bankruptcy - a reorganization filing under which consumers agree to a plan to make payments of past...

Author: /time Magazine | Title: Personal Bankruptcies Hit a High and May Keep Rising | 4/5/2010 | See Source »

This past winter semester, all 550 Harvard Law School first-years donned their formal business attire and assumed the roles of lawyers in a multinational corporation or as legal aid attorneys while Boston lawyers evaluated their performance for course credit...

Author: By ZOE A. Y. WEINBERG, CRIMSON STAFF WRITER | Title: HLS Updates Course Offerings | 4/2/2010 | See Source »

...been successful in imposing its unilateral sanctions is in the financial sector, where it uses the leverage of threatened exclusion from the American financial system to press Dubai's financial services industry into observing U.S. curbs. Iranians in Dubai say they find it increasingly difficult to get credit, even for workaday business dealings. "We have to pay full amounts to the supplier in order to ship the goods to us," says Morteza Masoumzadeh, deputy executive director of the Iranian Business Council in Dubai, whose shipping company focuses on trade with Iran. "If we go to banks and ask for credit...

Author: /time Magazine | Title: To Pressure Iran, the U.S. Leans on Dubai | 4/2/2010 | See Source »

While Iranian banks in Dubai might extend credit to Iranians living there, Masoumzadeh says that credit is often rejected by clients. "Iranian bank letters of credit are not accepted by suppliers in Europe and the Far East." However, he says, much of the trade can now go directly from Asian suppliers to Iran's Bandar Abbas port, without passing through Dubai at all. Iran's government-owned Islamic Republic of Iran Shipping Lines, or IRISL, has a fleet of vessels that go directly to Iran's ports from cities around China and Korea, as well as the Netherlands, Germany...

Author: /time Magazine | Title: To Pressure Iran, the U.S. Leans on Dubai | 4/2/2010 | See Source »

...example, Historical Study A-87: “Madness and Medicine,” a Core course that also counts for Gen Ed credit, ended up with 200 more students enrolled this semester than the course heads had planned for, according to Head Teaching Fellow Christopher J. Phillips...

Author: By Melody Y. Hu and Eric P. Newcomer, CRIMSON STAFF WRITERS | Title: College Prepares New Course Planning Tool | 4/1/2010 | See Source »

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