Word: crediteers
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...owns a shoe store in Providence, R.I. He told of eight different banks that turned him down late last year when his 73-year-old business, struggling from the economic downturn, was badly in need of a loan. In March, he was able to secure $400,000 from a credit union through a program set up by the stimulus plan, whereby the government provides insurance for small-business loans. Jamiel said the loan has allowed him to restock his store, Jamiel's Shoe World, and that sales have nearly doubled in the past few months. "If the government can save...
...February, the market collapsed. But both Treasury officials and the market now believe that the banks aren't in as bad of shape as everyone thought back then. The fact that they can raise so much money from private sources means confidence is returning to the markets and credit is loosening up. "Success to us is that the system gets better, healthier," says the senior Treasury official. "Whether they sell into something we create or not doesn't matter...
...DONOR APPRECIATIONFaust often emphasizes that Harvard is no longer in a position to think as a university with a $36.9 billion endowment, and donors acknowledge that reducing the scope of University activities and ambitions to those that a $24 billion endowment can support is not easy. Most give Faust credit for coping with the unprecedented fiscal challenges thus far. Most praise her transparency and relatively frequent updates on University budget planning—“People are grateful for the information,” Stephen R. Quazzo ’82 says. And most cite her mild-mannered charm...
...been hindered by the restriction of the terms of the Gen Ed legislation—a difficult fit for some subjects.When Economics professor N. Gregory Mankiw submitted a course proposal for his current Core class Social Analysis 10: “Principles of Economics” (Ec10) for credit in the “United States in the World” category in January 2008, the Gen Ed committee agreed that Ec10 “didn’t belong” in the category the way it was, according to former Gen Ed committee member Alexander...
...turns out to be less about who you are, or how you were born than about what you have learned and what you do as part of a group. Nature and nurture intertwine, but nurture is much more important in the modern world than the heroic paradigm gives it credit for. Rather than think of your fellow graduates in terms of a particular type of heroic individual—male or female—look instead for indications that they (and you) have developed the judgment to broaden your bandwidth and cope with the wide range of new situations...