Word: crediteers
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...course, a tough bill would face long odds. The money and power of the financial industry would be arrayed against it. There would be so many arcane moving parts - How much authority for the Fed? Should end users be exempt from derivatives regulation? Should something be done about naked credit default swaps? - that reaching consensus by August would be challenging even if everyone wanted it. And it's not clear that anyone is desperate to have it; there probably won't be another meltdown this year, and Democratic leaders may be content to let Republicans block reform so they...
Currier House could potentially take credit for Microsoft—Harvard's favorite drop-out-turned-company-founder Bill H. Gates (formerly '77) and CEO Steven A. Ballmer '77 lived down the hall from each other as sophomores in this Quad House. Additionally, everyone's favorite world-famous cellist Yo-Yo Ma '76 also once called Currier House home. Other notable alumni include former Secretary of Homeland Security Michael Chertoff '75 and Caroline B. Kennedy...
...Initially, many thought the financial crisis would be disastrous for subprime lenders, but that just hasn't panned out. One reason is those big banks that left the playing field. As more and more banks tightened their credit standards in 2008 and '09, the smaller lenders to people with poor credit have been able to not only pick up that business but also raise interest rates, since borrowers have fewer options. Shares of many of the companies, including Cash America, Dollar Financial, First Cash Financial and World Acceptance, have risen sharply this year. World, one of the biggest, has seen...
...Credit cards, too, are still available for customers with credit scores in the 600s and below. First Premier Bank used to charge customers with poor credit as much as $250 in fees to open a credit card that had a $300 limit. But following the recent passage of new rules for card issuers, which among other things caps the annual fees companies can charge to 25% of the credit limit, Premier has retooled its offering. It now charges a $45 processing fee before customers open a card. It then charges a separate $75 annual fee, which is exactly...
...came from one of America's most embittered politicians: former Vice President Al Gore," Rove writes. He proceeds to quote a 2002 Gore speech: "We know that [Saddam] has stored away supplies of biological weapons and chemical weapons throughout his country." Rove's busy-beaver oppo researchers should get credit for digging up that one ... except that it was delivered in the midst of a vehement antiwar speech. Gore, in fact, was making a wise argument: war was not justified even if Saddam had WMD. But taking those sort of lines out of context is how you hammer your opponents...