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...these rules than no rules, but the episode is a good reminder of how difficult it can be to pass effective financial regulation, even for something as minor and clearly exploitative as overdraft protection services. It doesn’t make you optimistic about ever setting good rules on credit cards, whose effect on our society is far more pernicious. Credit-card regulation passed last spring was a good start but ultimately does little more than limit banks’ ability to market credit cards to students and require them to warn you before they do something like raise your...

Author: By Clay A. Dumas | Title: House of Cards | 11/20/2009 | See Source »

...last time we got close to writing drastic regulation on credit or debit cards was in 1991, when 74 senators voted in favor of a 14 percent interest-rate cap on credit cards. George H. W. Bush had given a fundraising speech in New York where he talked about lowering credit-card rates, a bullet point that had been included at the last minute by his chief of staff but hadn’t been approved by his economic advisors. Support from a Republican president lent congressional Democrats the air cover to move a bill that received no more than...

Author: By Clay A. Dumas | Title: House of Cards | 11/20/2009 | See Source »

...want Secondary credit in yet another field no one outside of 02138 will understand, Ethnic Studies might be just right for you. Have a look-see at the preliminary list of courses that count for credit...

Author: By James K. Mcauley, CRIMSON STAFF WRITER | Title: Ethnic Studies -- Harvard's Newest Secondary Field | 11/19/2009 | See Source »

This was more than just a coincidence. Three days earlier, I was meant to navigate a trying ordeal because the planets were misaligned—and I couldn’t use credit at Boston Tea Stop. A week earlier, I was supposed to undergo a difficult negotiation, and I had a face-off on that narrow little sidewalk down Plympton when some frail little freshman was skittering in the other direction. There was only room...

Author: By Asli A. Bashir, CRIMSON STAFF WRITER | Title: Reading the Signs | 11/19/2009 | See Source »

...women’s magazines wish to fully cater to their audiences, there needs to be a push not to eliminate the types of articles currently being published, but to include comparable ones for women of the same type, intensity, and depth. To their great credit, a few men’s publications, such as Men’s Health, have just begun to publish some features in this mold. But this is a novelty—and still an unfortunate rarity. Despite the sexual and feminist revolutions, we are still a long way from understanding women?...

Author: By Maya Shwayder | Title: Save Some For Me | 11/19/2009 | See Source »

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