Word: crediteers
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With three best sellers to his credit, Malcolm Gladwell is one of the brightest stars in the media firmament. A British-born, Ontario-raised New Yorker staff writer and 2005 TIME 100 honoree, Gladwell's clear prose and knack for upending conventional wisdom across the social sciences have made The Tipping Point, Blink and Outliers, as well as his lengthy magazine features on topics ranging from cool-hunting to ketchup, into must reads. His new collection of New Yorker stories, titled What the Dog Saw, hit stores Oct. 20. Gladwell talked to TIME about experimenting with public education, the flaws...
...increased game speed bothers Tassopoulos, the freshman does not show it. Not only has the goalkeeper displayed her physical talent with a number of athletic kick saves throughout the year, but her teammates also credit Tassopoulos as an outstanding field general...
...Total Money Makeover. Start looking at what you spend on cars, travel, cable and phone services. You may be able to save hundreds of dollars a month right there. Refinance the mortgage while rates are still low. Use any new savings to pay down your highest-rate credit cards first. An alternative approach is to target your smallest debts first in order to experience success and build momentum to pay off larger loans. Once you've paid off a debt, apply the full monthly savings to other debts and long-term savings. (See how Americans are spending...
...opportunistic. The recession has an upside. A lot of things you'll need in coming years are cheap right now - like cars and houses and fixed-rate mortgages. Take advantage now to save money in the future. Improve your credit score by reducing your card balances to 10% of available credit. This will shave future borrowing costs. If you're under 50, you have a lot of time to recover, so contribute enough money to get the full match in your 401(k). If you're 50 to 65, take advantage of the catch-up provision that lets you stash...
...House and Senate leaders have also been discussing extending unemployment benefits another month or longer and a program, known as COBRA, that helps the newly unemployed pay to keep their employer-provided health insurance. Other measures on the table include an extension of the first-time-home-buyer tax credit, which is set to expire on Dec. 1 and has helped stabilize the housing market this year. The White House has said Obama supports extending all three programs, though it remains unclear whether they would be offset with other tax increases...