Word: crediters
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...Then there is the financial system. Problems tied to bad loans persist. The latest victim came forward on Tuesday: small-business credit-card issuer Advanta said it would shut down all of its cardholders' accounts after billowing losses threatened its viability. And yet elsewhere the credit markets seemed downright rosy. The TED spread - a gauge of how willing banks are to lend to each other - hit its lowest point since the beginning of the credit crisis in the summer of 2007, and companies, including Microsoft and Wal-Mart sold a relatively sizeable $32.6 billion of debt to investors...
...Tillman family’s behalf, Tillman’s mother told me she had never read Gonzalez’s essay. Tillman’s brother, Kevin, also an Army Ranger, unknowingly echoed Gonzalez when he wrote, in 2006, “Somehow American leadership, whose only credit is lying to its people and illegally invading a nation, has been allowed to steal the courage, virtue, and honor of its soldiers on the ground...
...compromise also loosened a requirement on states to generate 25% of their electricity with renewable fuel by 2025. That goal was lowered to 20% by 2020. And, as a concession to Southern states that lack sources of solar and geothermal power, the agreement provides credit for nuclear and hydro generation of electric power...
...Other provisions of the law are similarly set up. A card company can still change the terms of your contract. It will just have to give you 45 days' notice. It's still possible for an issuer to assess a fee when you go over your credit limit - but only if you indicate that you want to be able to go over your credit limit in the first place, instead of having your card denied at the point of purchase. Companies can still set minimum required payments however they see fit. But they'll be required to tell...
...changes would be more heavy-handed. Those phone-payment fees would be prohibited outright (unless a customer asks for expedited service, a genuine additional cost which the card company would be allowed to pass along). It could also be substantially harder to market or sell credit cards to young people (those under either...