Word: crediters
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...indicate that consumers step up spending in the year following a recession's trough, says Canally. However, he concedes this year's snapback won't be as big as those following the last two recessions, since consumers currently face headwinds from high unemployment, the battered housing sector and frozen credit markets. "We're well into a jobless recovery, credit lines have been cut, and consumers can no longer use their houses as ATMs," he says. Nevertheless, Canally says, consumers are benefiting from last year's rebound in the stock market and higher consumer savings rate, which makes them stronger financially...
...time jobs and those who have given up looking for work, is even higher, at about 18%, notes Davidowitz. "We're not adding jobs, we're losing jobs," he says. Davidowitz is predicting a double-dip recession, and if that happens, he sees little improvement in job growth, the credit markets or consumer confidence in 2010. "I don't see any increase [in retail sales] this year. However, he expects value retailers, such as Walmart, Kohl's, Target, TJX, Ross and Costco, as well as certain specialty stores, such as Bed, Bath & Beyond and Urban Outfitters, to see higher-than...
When the plane touched down at Malpensa airport outside Milan, I froze in my seat. I was spending a year here? In a country where I barely spoke the language and didn’t know anyone? And not even getting credit for it? What did I think I was doing...
Next year, Harvard should offer optional enrichment programming that would not count toward academic credit. These ungraded classes would give students a chance to explore new fields and interests without the pressure of competition or GPAs. Meanwhile, those who enjoyed spending time at home, traveling, or working during this J-term could continue to do so. In this way, Harvard could support the relaxing component of vacation while still encouraging students to keep their minds engaged in non-competitive, stimulating pursuits...
...Obama needs to come off: optimistic, confident, resolute, gracious. What he has to avoid seeming: defensive, negative, churlish, sarcastic. Behind the scenes, Obama has been evincing some frustration with the media coverage of his first year in office; like most Presidents, he doesn't think he is getting enough credit for his hard work, nor enough patience for evolving efforts. But 2010 needs to be about the future, not grievances of the past - and that includes an end to blaming the Bush Administration for the problems Obama inherited...