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...most parts of the U.S., businessmen reported that repossessions during the recession were "insignificant." In the Midwest, says Vice President Keith Cone of Chicago's La Salle National Bank, "the rise in delinquencies and repossessions was just not alarming at all." By prodding the creditor to be more cautious in his lending and thus weeding out many a weak credit risk, the recession actually im proved collections in some places. Sanger Bros. Department Store in Dallas and one of San Francisco's biggest department stores reported that collections were better during the recession than before it. Said Emil...

Author: /time Magazine | Title: BUYING ON THE CUFF: BUYING ON THE CUFF | 10/20/1958 | See Source »

Paradoxically, one of the great worries about credit, the little or no down payment required for purchases, actually turned out in many cases to be to the advantage of both consumer and creditor. A man who had bought a car with no money down and 36 months to pay had so little equity in the car that he was apt to say "Come and get it" if pressed too hard to pay. Result: many a creditor carried his jobless customers to save himself the trouble and cost of repossession-and usually got his money when the customer...

Author: /time Magazine | Title: BUYING ON THE CUFF: BUYING ON THE CUFF | 10/20/1958 | See Source »

...March 25). Since the Sarlie loans on 40,000 of the shares guaranteed a $53 market value per share, the F-M market price of $40 last week meant that Penn-Texas had been forced to tie up at least $520,000 in ready cash to oblige just one creditor. Sarlie loans on another 40,000 shares, guaranteed at $43, have tied up $120,000 more...

Author: /time Magazine | Title: CORPORATIONS: Vicious Circle | 12/9/1957 | See Source »

...ancient law, a debtor was bound to a creditor, sometimes with chains. This piece of jurisprudence, so mysterious to the modern mind, provides the clue to A Dance in the Sun, the second novel of the talented young (27) South African novelist, Dan Jacobson...

Author: /time Magazine | Title: Books: Unforgiven Trespasses | 6/25/1956 | See Source »

...Legalized Robbery." Lady Garbett had committed no crime. No bank was foreclosing a mortgage, no creditor had a complaint. She was being dispossessed of her home and land on the order of the Ministry of Agriculture. Why? Because, in the ministry's judgment, she was not farming her land "in accordance with the rules of good husbandry...

Author: /time Magazine | Title: Foreign News: A Home Is Not a Castle | 6/11/1956 | See Source »

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