Word: culprit
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...height of the housing bubble, from 2004 to 2006, the market share for GSES shrank toward the single digits. So if you're looking for a culprit for the bubble and bust, Frannie really isn't the best candidate. In one recent paper, three California real estate scholars even argue that it was in fact the absence of Fannie and Freddie and their reasonably tight underwriting standards that caused the bubble...
...these hurricanes in such a short period of time begs the question: are storms getting stronger, and if so, what's causing it? According to a new paper in Nature, the answer is yes - and global warming seems to be the culprit. Researchers led by James Elsner, a meteorologist at Florida State University, analyzed satellite-derived data of tropical storms since 1981 and found that the maximum wind speeds of the strongest storms have increased significantly in the years since, with the most notable increases found in the North Atlantic and the northern Indian oceans. They believe that rising ocean...
...according to the National Institutes of Health. By age 60, one in three Americans develop the tell-tale colonic bulges, and two-thirds of Americans over 85 suffer from the disorder, according to Strate's study. The exact causes of diverticulosis are poorly understood, Strate says, but a leading culprit appears to be the Western diet...
Scientists have identified a form of herpes as the culprit in a widespread viral outbreak that has killed as many as 8 billion French oysters in recent weeks. Experts warn that the great oyster devastation of 2008 will result in a shortage in supplies of the shellfish over the next two years, and could push many people who cultivate and sell the creatures to financial ruin...
...causes of the coral's demise are manifold, but they all come back to one culprit: us. Overfishing - especially the kind that uses dynamite or poison to kill whole schools of fish - destroys the coral directly, while polluted runoff from agriculture simply chokes them. Development in booming coastal economies from the Caribbean to Southeast Asia further threaten the delicate reefs. Tourism - in the form of diving and snorkeling - can also cause damage. As with so many other endangered species around the world, there doesn't seem to be enough space for healthy coral reefs and unchecked human development...