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...politicians began discussing similar restrictions at the federal level, nervous investors sold off the pawnshop stocks. When the most restrictive proposal - a 36% cap proposed by Senator Richard Durbin, a Democrat from Illinois - failed to win support, the shares rebounded. However, the Senator has reintroduced the bill in the current session of Congress, and it could ultimately find its way into financial-industry reform. More worrisome to investors is the potential power of a Consumer Financial Protection Agency, part of the financial-reform bill recently passed by the House and under consideration in the Senate. Under the current versions...

Author: /time Magazine | Title: Pawnshops Flourish in Hard Times, Drawing Scrutiny | 1/14/2010 | See Source »

...cruise line and avoid the image of a floating girls-gone-wild video. Rich Gosse, spokesman for the California-based Singles Travel Company and Society of Single Professionals, which arranged the first International Cougar Cruise, says he understands the pressure Carnival feels to build that customer base in the current economy. "They've got to do what they've got to do to survive," says Gosse, "and we're grateful they gave us the chance to start this." (See TIME's photo-essay "The Allure of the Oasis Cruise Ship...

Author: /time Magazine | Title: Why Cougar Cruises Proved Too Hot for Carnival | 1/14/2010 | See Source »

...current Miss Cougar America, 42-year-old single mother and Silicon Valley business consultant Gloria Navarro, who was on last month's cruise, agrees. "I'm not really worried that we're being discriminated against, because this is Carnival's marketing direction," says Navarro. "But unfortunately this could be taken the wrong way by people who don't quite grasp the fact that the day of the gold digger is over and women like me have finally come into their own." As for speculation that cougars somehow didn't fit the cruise line's family focus, she adds...

Author: /time Magazine | Title: Why Cougar Cruises Proved Too Hot for Carnival | 1/14/2010 | See Source »

...Current treatment guidelines do not call for the prescription of antiretroviral drugs until there is evidence of progressive damage to the immune system. But in the wake of last year's Lancet study, some health experts have begun promoting a "test and treat" policy for populations with high HIV rates, as in major Western cities and parts of the developing world. Test and treat calls for the immediate treatment of all HIV-infected patients to reduce transmission rates. In November, WHO held a conference in Geneva to discuss whether the policy should be rolled out through its various agency programs...

Author: /time Magazine | Title: New Study Raises Concerns About HIV-Drug Resistance | 1/14/2010 | See Source »

...plaintiffs’ lawyers called upon Cott, an expert in the history of marriage and a scholar of 20th century gender relations, to the stand on Tuesday. In her testimony, she drew connections between the current restrictions on same-sex marriage and former marriage restrictions, such as the laws that once forbade white women from marrying Chinese men and the infamous miscegenation laws repealed in 1967 that prohibited white women from marrying black...

Author: By James K. Mcauley, CRIMSON STAFF WRITER | Title: Harvard History Professor Testifies in Proposition 8 Case | 1/14/2010 | See Source »

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