Word: cushions
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...standards by credit-card issuers is actually behind many of the calls that CareOne is getting. People with four or five credit cards who thought their outstanding credit lines could see them through a tight spot are getting notice that their credit lines are being cut. With that cushion gone, they run into trouble. "Not that it's a cushion you should ever rely on to pay for living expenses," Croxson said, "but if it disappears suddenly, that's another ball that's dropped." (See the top 10 financial collapses...
...Midwest. It's true that property markets never went wild in Des Moines, Iowa, or Omaha, Neb., the way they did in Merced, Calif., and Fort Myers, Fla., but this means even modest declines in home values can erase equity, especially for recent buyers who have less of a cushion against falling prices. In Iowa, 18.6% of homeowners have negative equity; in Nebraska the figure is 16.6% (both jumped more than three percentage points from September). (See pictures of struggling Cleveland...
...second layer of diversification requires reducing overall dependence on trade by promoting domestic consumption and expanding service sectors. Park Chung Hee's growth model discouraged investment in domestically focused sectors and consumer spending - both of which could provide a cushion to Asian economies in global downturns. Vestiges of his biases remain, to the detriment of the South Korean economy. For example, South Korea hasn't developed the kind of social services, such as day-care centers for the children of working parents and homes for the elderly, that would relieve some of the financial burdens on working-class families...
...exited on the starboard side of the plane, three or four rows behind my seat through a door over the wing and was, I believe, the 10th or 12th person out. I took my seat cushion as a flotation device and once outside saw I was the only one who did; none of us remembered to take the yellow inflatable life vests from under the seat...
...Capital cushion: The good news for Wells is that it has been aggressive in identifying problem loans - $37 billion from Wachovia alone. Wells officials argue that will lead to lower losses than its competitors'. But if not, the bank could be in trouble...